Most of us have some form of 'plan b' when it comes to the essentials in our lives, be it our homes, our jewelry, or our cars. But surprisingly, Hollywood stars also secure their most prized possessions: From Kim Kardashian’s backside to Charlize Theron’s legs, celebrities demand the body parts that get them famous are insured, sometimes for millions!
Julia Roberts
A Pretty Woman, forever. Julia's smile has won over millions of hearts, with appearances in some of the most iconic movies of all time. But nightmares occasionally strike! What would ever happen if she lost that grin?
Julia Roberts is one of the most vivacious and talented women on the Hollywood scene and it certainly has something to do with her cheeky grin. Smart and savvy, this actress decided long ago that no chips or cavities are going to take away her career. Why not insure it, if the option exists?
Check out the super weird policies stars buy to hedge their career bets, next!
Smile: $30 Million
Broken teeth can happen to anyone, but Julia Roberts has no plans to take a break for crowns or veneers. If America's sweetheart gets into a bar fight and loses a few, she's not going to suffer financially. No way, no how!
Julia's most beautiful feature is safe and sound, with a $30 million policy to protect the moneymaker. It's a hefty sum, sure. But for a woman who's made an estimated $170 million to date, it must have made financial sense to sign these papers. For now, she's the rep for Lancôme. And they know their investment is sound!
Bruce Springsteen
Bruce Springsteen, is a living legend in America these days. He's had one hell of a career, but it seems things may not be over quite yet. There's one clue out there, and it's all in the fine print.
The one thing "The Boss" can’t afford to lose is his voice, unless he has a backup plan. What kind of insurance can you really take out on the vocal chords that brought the world "Dancing In the Dark" and "Born In The U.S.A."? As it turns out, there is an answer!
Vocal Chords: $6 Million
So what was the solution to extend his timeless career, rain or shine? Looks like it was insuring his vocal chords with a $6 million policy!
Bruce Springsteen's net worth is currently around $500 Million. That's half a billion bucks, folks — and that puts him him in the top five richest rock stars in the world. Observers may wonder: Does he really need this policy? Now, it seems not. Perhaps it's just leftover from the old days!
Daniel Craig
For many people, Daniel Craig is the James Bond they always imagined. The actor is a real daredevil, doing all his own stunts in the movies! Nothing could talk him out of it, it seems.
Fans will be delighted to learn that the British star did have some common sense before he undertook such dangerous work. An insurance policy on his entire body was in order, but what is the value of something like that, these days?
Full Body: $9.5 Million
Daniel made sure to insure his buff body for $9.5 million before the cameras started to roll. While it may not be the most Bond thing of him to do, it was certainly smart in a competitive industry.
Just in case his body goes bust, though, Daniel has already built up more than a rainy day fund. With or without his insurance payout, his net worth is already $130 million! For just one Bond film, in fact, he was paid $25 million. Does he really need such a tiny policy, at this point?
Gene Simmons
Gene Simmons was a great musician. But the legendary bass guitarist from the iconic group Kiss is nothing without his tongue!
That muscular organ really gave him the demonic vibe that brought the group to fame. Some would even call it an organism on its own! Perhaps for this reason, Gene decided to secure this unique asset with a formal insurance policy. How much of a guarantee was available, back in the day?
Tongue: $1 Million
Shockingly, Gene Simmons was able to insure his tongue for a million bucks. That's one pricey policy, but it's the tongue that made Kiss possible!
These days, Gene is actually worth $400 million. His wealth goes far beyond vintage record sales, even with over 100 million albums sold worldwide. Most of his money actually comes from merch licensing deals, with logos on 5,000 different products so far! At this point, the frontman could probably afford to lose a tongue — or two.
David Beckham
No one can bend it like Beckham. But to have a fighting chance, those incredible, strong, shapely, talented legs are a baseline.
The legendary footballer is married to Posh Spice, and holds a special place in British sports culture. He probably always will! Just in case anything unexpected happened, David decided to take out a little insurance policy before he was so secure. But can a formal price really be put on the legs that have carried him into soccer stardom?
Legs: $70 Million
Imagine if something happened to those legs: His entire career would be ruined! For that reason, David took out a crazy $70 million policy. Who knew that level of insurance even existed?
But honestly, that now seems like a drop in the bucket for David Beckham, one of the richest athletes in the universe. His net worth is currently around $450 million, and he has even become a team owner. MLS team Club Internacional de Futbol Miami is his baby right now, and it seems like he's doing A-okay with both legs still intact!
Mariah Carey
Mariah Carey has arguably the most recognizable voice and legs in the world. And just knowing her diva personality, fans can assume she took precautions to preserve them!
It's just smart to ensure nothing happens to her best assets. After selling more than 200 million records worldwide, she certainly has the funds to sign up for any guarantee. But what were these talents really worth in the market, at the height of her career?
Vocal Cords And Legs: $35 million
According to reports, the songbird actually insured her vocal cords and legs for $35 million! Mariah has a pretty sweet safety net, even if she never sings again.
But even with some of the biggest pipes in the business, Mariah decided she wanted to try her hand at other passions. Adding a perfume empire and branding endorsements to her album and ticket sales, her net worth is now as high as $520 million! Frankly, it might be time to cancel the policy. A little overkill, no?
Tom Jones
Though he now denies it, there was a time where Tom Jones openly boasted about having the most expensive chest hair in the world!
The Welsh singer has a career spanning over six decades, which is impressive enough. Somehow, he still felt the nee to claim one very strange insurance policy on that fuzz. Fans may wonder if it was really necessary to formalize his chest hair in writing with a dollar amount. But didn't Tom always sing to his own tune?
Chest Hair: $6.8 Million
There is a dollar figure, indeed. Allegedly, the singer got a $6.8 million policy in 2008. Perhaps he feared he was going gray, or bald! On his chest, that is.
Still, whatever insecurities Tom Jones may be dealing with, he has an estimated worth of at least $250 million. Some even put it at $300 million! Why the fear and fright? While Tom may croon "It's Not Unusual," fans have to agree there is nothing usual about this hairy fixation.
Taylor Swift
Taylor Swift has done incredibly well in the music industry, and even her haters can't deny it. What is the secret to her success, though?
Sure, her writing is clever. But with all the strutting around in concerts, Tay depends on those legs that go on for days. If she wants to stand tall and proud, she needs to take care of them! Maybe there's a surefire way to make sure "break a leg" stays a stage metaphor?
Legs: $40 Million
Taylor knows her legs may be her best feature after her voice, and she has the money to invest in them. The songstress has a $40 million policy, just in case anything gets slippery!
Taylor's Reputation Stadium Tour was the highest-grossing in US history, and she has become a bit of a real estate investor behind the scenes. But still, she upped her insurance policy recently. Some may question the necessity, though. Her net worth is already shockingly high! Isn't this a bit much, for a woman with $360 million already?
Cristiano Ronaldo
The top footballers are usually the ones to take out the highest insurance on their legs. Fans may not realize the reason is actually pretty nasty!
Unfortunately, the best players are the ones the other team targets for the deadliest attacks on the field. The goal is to put them out of action! Cristiano Ronaldo knew he needed insurance against this sneaky move, and he took out a policy to relax. How much are his legs worth, really?
Legs: $195 Million
It turns out Ronaldo has a higher payout than David Beckham! $195 Million, to be exact. They've scored over 700 goals, and he's not done kicking yet.
Severe attacks could put a player out of a career, and out of money. But the truth is, this policy might be a bit dated. Ronaldo is the top followed athlete on Instagram, with 200 million followers so far. He currently plays for Juventus with a deal of $64 million per year. This all-time leading goal scorer is simply set for life!
Keith Richards
Chief songwriter, guitarist, and legend of The Rolling Stones Keith Richard in one immensely talented man. Who really disagrees?
It's his hands that have penned some of the most iconic songs, and his fingers that have played them to audiences for decades. Clearly, insurance on these extremities is warranted. The band still tours every year! Wild, wild horses couldn't drag him away. How much is on the line for Keith, and what is his current policy?
Middle Finger: $1.6 Million
While Keith’s magical hands are said to be insured for $2 million, it’s the middle finger on his left hand that is the most valued of all. Why, it has its very own $1.6 million policy!
Some would say the man already has enough money. But Keith can't get no satisfaction, perhaps, even with $500 million in the bank. Hard to believe half a billion needs the security of $1.6 Million, but maybe sticking up his insured middle finger is a good party trick. For Keith Richards, That might be worth the fee!
Dolly Parton
Dolly Parton is one multi-talented woman. Iconic country music musician, successful actress, record producer, author, and businesswoman — what hasn't Dolly done?
Hipster have even started to remix her old classics, and her relevance continues. Whatever she endeavors to do, there seems to be one thing that gives her confidence along the way. For Dolly Parton, it was always clear that she had two things that needed their very own insurance. Any guesses, fans?
‘Assets’: $3.8 Million
That's right — it's her quadruple-large chest assets, and she isn't taking any risks. They might not be real, but Dolly has made sure there is a real dollar amount attached to them: $3.8 Million. Savvy, as always!
If she were to lose her looks, would she be penniless? Not by a long shot, with more than 100 million albums sold solo and her very own theme park, the aptly named Dollywood. And for now, the country legend is wealthy enough at $500 million. Dolly the philanthropist actually spends a lot of time giving it all away!
Iker Casillas
Spanish goalkeeper Iker Casillas is widely considered the best in the history of the sport! Not a bad title to hold in a competitive field, is it?
Iker is a big deal in the soccer world, and he intends to stay that way as long as possible. To make sure a few broken fingers don't break the bank, he insured his talented hands for a rather large sum. Only the biggest fans will know the answer in dollars and cents!
Hands: $10 Million
Iker is set for a cool $10 million. Soccer can get rough, so it's not a bad bet! For someone with objects flying at them all day, the policy also covers physical damage suffered.
Still, the Spanish football player already has a net worth of $40 million. Since joining Real Madrid's youth system in the early 90's, things have gone up, up, up. With the title of IFFHS Best Goalkeeper Award 5 times so far, it's no wonder the insurance company was willing to take a chance on him!
Rihanna
Rihanna is a household name the world over, far beyond her humble Barbados-born roots at this point. There's just something special about this girl!
The real source of her musical success, besides her vocal chords, is obvious. Look at those legs! Yes, she can get a party going with any one of her hit songs, but those gams have a rhythm of their own. Riri knew she needed to do more than hope for the best with these assets. Enter: Celebrity insurance, again!
Legs: $1 Million
After Rihanna was presented with the Gillette’s Venus Breeze "Celebrity Legs of a Goddess" award, she promptly insured the award-winners. And for no less than a million bucks!
Still, it may be unnecessary. Rhianna's the richest female musician in the world! Shockingly, from 2018 to 2019, the singer's net worth went from $210 million to $600 million. Fan favorite Fenty Beauty is obviously a big part of it, with its operation suddenly evaluated at $17 billion. Yes, that's billion with a 'B' — and 50% belongs to Rihanna!
Holly Madison
The former Playboy Playmate and High Hefner’s most serious girlfriend during the reality show ‘Girls of the Playboy Mansion’, Holly Madison does not take her hard-worked-for body for granted.
Before going topless for a 2011 Las Vegas revue Peepshow, she took out a large policy on her rather large assets.
'Assets’: $1 Million
“I thought, why not?” she told PEOPLE. “Because if anything happened to my boobs, I’d be out for a few months and I’d probably be out a million dollars.”
We have to admit she has a point, or two. Two big points in fact.
America Ferrera
Turns out Ugly Betty couldn’t be further from ugly.
After Ferrer became the fresh new face of Aquafresh, she followed in Julia Roberts path and got her mouth insured, specifically her teeth.
Teeth: $10 Million
The actress was not the one that decided an insurance policy was necessary, but the company was insistent.
Ferrera later said, “It’s very flattering to have my smile insured for $10 million. It’s not something that I ever imagined happening.”
Troy Polamalu
He is a football player so you would expect his insurance policy to revolve around his legs, but that is not the case with Troy Polamalu who has insured his hair!
Maybe when you don’t cut your hair in a decade out of respect for your Samoan ancestors, there must be some kind of holy character that floats through the locks.
Hair: $1 Million
The holy spirit and Head and Shoulders that is. The gridiron player as an endorsement deal with the shampoo company.
In 2010, Proctor and Gamble decided it would be wise to take out $1 million on the footballer’s long locks.
Madonna
The "Like A Virgin" songstress who is still on the scene is also among the list of celebs that took out policies on their body parts. But which one, in this case?
Madge has always been known for her provocative behavior. What did the queen of reinvention actually insure?
Bust: $2 Million
Poor Madonna went to the insurance company with the hopes of getting a $12 million insurance policy on her assets. Her bust, to be exact!
However, after an examination (you can only imagine what that entailed) they only agreed to pay out two million! Not so bad, but a little insulting!
Michael Flatly
He is the king of tap dance and can glide across a stage making sounds you would find impossible to believe come from those tapping legs of his.
It's as if his legs flail about as if independent from his body!
Legs: $39 Million
For the Lord of Dance and famous Riverdale performer, these legs of his were his trademark and most prized possession.
Look at those legs! It's hardly surprising he insured them for $39 million, is it?
Miley Cyrus
She may have calmed down in the last year or two and put her tongue back in her mouth, but there was a time not so long ago when Miley Cyrus’s tongue was the most famous since KIϟϟ (Kiss).
So, it sort of makes sense that she would want t to insure it and insure it she did.
Tongue for $1 million
A source told Heat magazine about her decision to insure her tong for a million dollars:
“Miley’s totally aware of how her tongue is getting more headlines than she is, and getting it insured is just part of her trademarked image.”
Jennifer Lopez
Jenny from the block is the woman who started the ‘booty craze’ back when she popped up on the scene.
Her next step was insuring her own backside for a reported $27 million.
Butt: $27 Million
This multi-talented star who is 50 but doesn't seem to be slowing down, has worked hard for making her backside famous, and god forbid something would happen, she deserves to be compensated!
Jenny from the block had to work her posterior off (or should we say on) to get to the top.
Shirley MacLaine
Now here’s one for the books. Actress Shirley MacLaine is one of the firm believers of aliens in the world.
So much so that proact8ively decided to protect against harm caused by the extra-terrestrials!
Alien Damage: $25 Million
She took out a $25 million insurance policy to protect herself against any loss that may arise from alien abduction.
Yes, you didn’t misread- Alien. Abduction. Where's Mulder and Scully when you need them?
David Lee Roth
This may not be the most expensive case of insuring weird and wonderful things, but it certainly is the most bizarre.
Van Helen Singer David Lee Roth seems to truly be living the life of sex and rock n roll, but at least he is taking precautions…
Sperm for $1 million
Legend has it in order to avoid paternity suits that could leave him broke, he has insured his sperm, though some argue that he has actually insured his penis…
Don’t ask the details we don’t know, and we don’t want to.
Kim Kardashian
After J Lo, Kim Kardashian was the one woman who brought curvy figures back into fashion with her butt that made more headlines than just about everything else.
So, insuring her derriere for $21 million was not a questionable choice.
Butt: $21 Million
The reality star goddess who is also a businesswoman, mother and wife of Kanye West has basically built an empire around her butt (and a big empire it is).
As someone pointed out, “It should rightly be $21 million per cheek.”
Betty Grable
Pin-up girl Betty Grable made history and added a new term to the colloquial phrase dictionary when she got her long legs insured for $1 million.
The actress, pin-up girl, dancer, model, and singer was certainly a trend setter.
Legs: $1 Million
You may have seen many actresses insure their legs on this list, but Betty Grable was the trendsetter and thanks to her, the term ‘million-dollar legs’ is used up un till today.
Grable set a record of 12 consecutive years in the top 10 of box office stars. Not bad for the highest-salaried American woman in 1946 and 1947.
Ben Turpin
While most people are paying heaps of dollars to get their eyes un-crossed, silent-film comedian Ben Turpin was spending money getting his cross-eyed looks insured!
There's an audience for everything as they say!
Cross-Eyes: $100,000
TIME wrote in 1923 that his cross-eyes were actually a feature that did him very well!
He was very possibly the first and last actor that ever-had cross-eyes insured!
Egon Ronay
I guess when your income is down to one thing, you want to make sure to protect whatever that thing is.
For Hungarian-British food critic, that thing is his taste buds, and he made sure if anything happened to him, he wouldn’t be left without the joy of taste, and on th3e streets.
Taste buds: $400,000
He decided to be proactive about the situation and ensure his magic buds for nearly half a million dollars.
What could happen to one’s taste buds is unclear, but he doesn’t have to worry about that anymore!
Ilja Gort
Much like Egon Ronay, famous Bordeaux winemaker Ilja Gort also relied on his senses to make his millions, that is, his sense of smell.
He always could sniff a high-quality vintage!
Nose:8 Million
He spends so much time sniffing on wine that he found it worth ensuring his precious nose for a jaw-dropping $8 million!
Getting paid to sample wines. Who says the dream job doesn't exist?
Merv Hughes
He was a famous Australian batsman who made a name for himself for his great swing, so you would think if he were to insure anything it would be his arms or hands that got him his fame!
You would never guess what he chose to insure instead.
Mustache: $317,000
Apparently, he was even more well-known for his handlebar mustache than his cricket skills and took out a crazy $317,000 policy on his tuft of facial hair!
Hughes continues to be a popular figure in Australian sports, no doubt helped by his still visible mustache.
Bette Davis
She was known as one of the most talented actresses in film and television at her time and still today.
Bette Davis was the very first woman to win the Lifetime Achievement Award from the American Film Institute.
Waist: $28,000 (over $400,000 today)
With all this going for her she had to make sure to safe keep her assets, her tiny waist being number one priority!
She had it insured against weight gain for $28,000, which today translates as $400,000.
Jimmy Durante
Jimmy Durante owned all his features, including his nose, the asset most other people try to tone down, but not for Jimmy!
He regarded it as one of the key factors that allowed him to have his fame.
Nose: $140,000
“The Schnozzola”, as he was fondly known to everyone, took out a $140,000 policy on his bulbous nose in case something would happen to it.
Maybe he might have said, "You shnooze, you lose!"